SELF-FUNDED MOTOR-VEHICLES & HOUSING
OPERATIONS CALCULATOR
Welcome! Please Log In: Definitions,
Hartsock.Foundation
A motor-vehicle becomes "self-funded" when
it is melded to an internal contract that pays the monthly payment and all
driving-costs with money placed in escrow when the vehicle is first
delivered to the owner/driver. The self-funding mechanism eliminates
the possibility of default or delinquency, the need / expense of credit
application / management, and culls-out $10,000's in expenses incurred by a
USA consumer-funded loan or lease contract.
STEPS:
A self-funding operation and its participants
(actors) are approved to indefinitely provide
the victims of the recent storms in
the Southeast and others with: late model, fully-equipped,
self-contained, insured and licensed mobile-living-vehicles
including car insurance, a garage, affidavit of residency to live in
a motor vehicle, PO Box, monthly fuel
allowance, parks pass, Planet Fitness, vehicle maintenance &
repairs, plus monthly social income and, a cash-collateral growth
account for funding of a permanent, land-based, private-home, farm
or business property in 18-24 months,
more... at absolutely no cost to them, government or anyone -
ever. CONCLUSIONS:
This example is based on average amounts
given in Calculator One below, which you may adjust after you
log-in. During the actual operation each vehicle-contract is calculated individually so the dynamic ledger will
produce a wider array of accurate, real-time statics.
CONCLUSION:
INPUT TABLES:
I.1 Actors Compensation Variables
I.2 Vehicle Cost Variables
I.3 Operation Gains Variables
I.4 Guarantor's Factors
I.5 Guarantor's Vehicle Deposits
I.6 Guarantor's Person Deposits
I.7 Average Payment Calculations
OUTPUT TABLES:
O.1 Operation Gains
Rnd | Mo |
MLVs | OTD |
Acq | FValue (PS) |
Disc | LBSP |
Treasury | CEV's |
Op Net Worth |
1 | 1 |
50 | 50 |
2,000,000 | 6,000,000 |
780,000 | 5,220,000 |
5,220,000 | 2,000,000 |
7,220,000 |
2 | 2 |
131 | 181 |
5,220,000 | 15,660,000 |
2,035,800 | 13,624,200 |
13,624,200 | 7,220,000 |
20,844,200 |
3 | 3 |
341 | 521 |
13,624,200 | 40,872,600 |
5,313,438 | 35,559,162 |
35,559,162 | 20,844,200 |
56,403,362 |
4 | 4 |
889 | 1,410 |
35,559,162 | 106,677,486 |
13,868,073 | 92,809,413 |
92,809,413 | 56,403,362 |
149,212,775 |
5 | 5 |
2,320 | 3,730 |
92,809,413 | 278,428,238 |
36,195,671 | 242,232,567 |
242,232,567 | 149,212,775 |
391,445,342 |
6 | 6 |
6,056 | 9,786 |
242,232,567 | 726,697,702 |
94,470,701 | 632,227,001 |
632,227,001 | 391,445,342 |
1,023,672,343 |
7 | 7 |
15,806 | 25,592 |
632,227,001 | 1,896,681,003 |
246,568,530 | 1,650,112,473 |
1,650,112,473 | 1,023,672,343 |
2,673,784,816 |
8 | 8 |
41,253 | 66,845 |
1,650,112,473 | 4,950,337,418 |
643,543,864 | 4,306,793,554 |
4,306,793,554 | 2,673,784,816 |
6,980,578,370 |
9 | 9 |
107,670 | 174,514 |
4,306,793,554 | 12,920,380,662 |
1,679,649,486 | 11,240,731,176 |
11,240,731,176 | 6,980,578,370 |
18,221,309,546 |
10 | 10 |
281,018 | 455,533 |
11,240,731,176 | 33,722,193,528 |
4,383,885,159 | 29,338,308,369 |
29,338,308,369 | 18,221,309,546 |
47,559,617,915 |
11 | 11 |
733,458 | 1,188,990 |
29,338,308,369 | 88,014,925,108 |
11,441,940,264 | 76,572,984,844 |
76,572,984,844 | 47,559,617,915 |
124,132,602,759 |
12 | 12 |
1,914,325 | 3,103,315 |
76,572,984,844 | 229,718,954,531 |
29,863,464,089 | 199,855,490,442 |
199,855,490,442 | 124,132,602,759 |
323,988,093,201 |
O.2 Person Income
Social Income |
|
|
|
Round |
Months |
Amount |
OTD= |
1 |
1 |
1,500 |
1,500 |
2 |
2 |
1,500 |
3,000 |
3 |
3 |
1,500 |
4,500 |
4 |
4 |
1,500 |
6,000 |
5 |
5 |
1,500 |
7,500 |
6 |
6 |
1,500 |
9,000 |
|
13 |
1,500 |
19,500 |
Cash Collateral |
|
|
|
Round |
Months |
|
Personal Balance |
13 |
13 |
|
757,535 |
O.3 Actors Income
Round |
Months |
Position |
Count |
Income |
Units Delivered: |
|
13 |
All |
2,736,339 |
855,430,004,000 |
338,784,160 |
Round |
Months |
Position |
Count |
Income |
Person |
13 |
13 |
Executive Producer |
1 |
8,469,604,000 |
|
13 |
13 |
VFLO Franchise |
1 |
25,408,812,000 |
|
13 |
13 |
Educators |
477,781 |
16,939,208,000 |
35,454 |
13 |
13 |
Research Analysts |
1,303,016 |
271,027,328,000 |
208,000 |
13 |
13 |
Senior Analysts |
130,302 |
50,817,624,000 |
389,999 |
13 |
13 |
Daily Operation Manager |
13,031 |
8,469,604,000 |
649,958 |
13 |
13 |
Delivery Agent |
1,303,016 |
169,392,080,000 |
130,000 |
13 |
13 |
Freight |
1 |
287,966,536,000 |
|
13 |
13 |
Principles Engineer |
1 |
0 |
|
13 |
13 |
Guarantor |
1 |
0 |
|
13 |
13 |
Comptroller |
1 |
8,469,604,000 |
|
13 |
13 |
Controller |
1 |
0 |
|
13 |
13 |
Trustee |
1 |
8,469,604,000 |
|
O.4 Lease-Backed-Securities Owners Gains
Round |
Month |
Leases |
Price |
Value |
Gains |
Receipts |
1 |
1 |
50 |
5,220,000 |
6,000,000 |
780,000 |
500,000 |
OTD= |
50 |
5,220,000 |
6,000,000 |
780,000 |
500,000 |
2 |
2 |
131 |
15,660,000 |
15,660,000 |
72,201,113,429 |
OTD= |
181 |
5,220,000 |
21,660,000 |
16,440,000 |
72,201,613,429 |
3 |
3 |
652 |
94,091,762 |
104,160,000 |
10,068,238 |
8,820,000 |
OTD= |
832 |
99,311,762 |
125,820,000 |
26,508,238 |
72,210,433,429 |
4 |
4 |
2,352 |
339,671,261 |
376,320,000 |
36,648,739 |
32,340,000 |
OTD= |
3,184 |
438,983,023 |
502,140,000 |
63,156,977 |
72,242,773,429 |
5 |
5 |
8,492 |
1,226,213,252 |
1,358,560,000 |
132,346,748 |
117,260,000 |
OTD= |
11,676 |
1,665,196,274 |
1,860,700,000 |
195,503,726 |
72,360,033,429 |
6 |
6 |
30,655 |
4,426,629,838 |
4,904,800,000 |
478,170,162 |
423,810,000 |
OTD= |
42,332 |
6,091,826,113 |
6,765,500,000 |
673,673,887 |
72,783,843,429 |
7 |
7 |
110,666 |
15,980,133,716 |
17,706,400,000 |
1,726,266,284 |
1,530,470,000 |
OTD= |
152,997 |
22,071,959,828 |
24,471,900,000 |
2,399,940,172 |
74,314,313,429 |
8 |
8 |
399,503 |
57,688,282,714 |
63,920,480,000 |
6,232,197,286 |
5,525,500,000 |
OTD= |
552,501 |
79,760,242,542 |
88,392,380,000 |
8,632,137,458 |
79,839,813,429 |
9 |
9 |
1,442,207 |
208,254,700,596 |
230,753,120,000 |
22,498,419,404 |
19,947,570,000 |
OTD= |
1,994,708 |
288,014,943,138 |
319,145,500,000 |
31,130,556,862 |
99,787,383,429 |
10 |
10 |
5,206,368 |
751,799,469,151 |
833,018,720,000 |
81,219,250,849 |
72,011,250,000 |
OTD= |
7,201,075 |
1,039,814,412,288 |
1,152,164,220,000 |
112,349,807,712 |
171,798,633,429 |
11 |
11 |
18,794,987 |
2,713,996,083,635 |
3,007,197,760,000 |
293,201,676,365 |
259,961,110,000 |
OTD= |
25,996,062 |
3,753,810,495,923 |
4,159,361,980,000 |
405,551,484,077 |
431,759,743,429 |
12 |
12 |
67,849,902 |
9,797,525,861,922 |
10,855,984,320,000 |
1,058,458,458,078 |
938,460,140,000 |
OTD= |
93,845,964 |
13,551,336,357,845 |
15,015,346,300,000 |
1,464,009,942,155 |
1,370,219,883,429 |
O.5 Short-Cycle Securities-Backed-Loans Owners Gains
Round |
Month |
sblu |
sblur |
Loans Total$ |
SBL$ |
ESP/S |
Payoff Mo |
SBL OTD |
1 |
0 |
0 |
0 |
2,767,879.95 |
1,596.42 |
407,041.17 |
1.00 |
1,596.42 |
1 |
1 |
50 |
180.5 |
524,127.50 |
1,089.66 |
77,077.57 |
1.00 |
2,686.09 |
O.6 Internal Deposit Itemization
Vehicle |
c1 |
cd1 |
cr1 |
m1 |
md1 |
mr1 |
a1 |
ad1 |
ar1 |
d1 |
r1 |
os1 |
mpmt |
10,000.00 |
3,839.40 |
13,839.40 |
10,000.00 |
3,839.40 |
3,839.40 |
|
0.00 |
0.00 |
17,678.80 |
17,678.80 |
0.00 |
ins |
1,000.00 |
383.94 |
1,383.94 |
|
0.00 |
0.00 |
1,000.00 |
0.01 |
0.01 |
1,383.95 |
1,383.95 |
0.00 |
gar |
260.00 |
99.82 |
359.82 |
130.00 |
49.91 |
49.91 |
|
0.00 |
0.00 |
409.73 |
409.73 |
0.00 |
mar |
|
0.00 |
0.00 |
|
0.00 |
0.00 |
1,500.00 |
0.02 |
0.02 |
0.02 |
0.02 |
0.00 |
vstat |
250.00 |
95.98 |
345.98 |
54.50 |
20.92 |
20.92 |
|
0.00 |
0.00 |
366.90 |
366.90 |
0.00 |
ram |
|
0.00 |
0.00 |
25.00 |
9.60 |
9.60 |
|
0.00 |
0.00 |
9.60 |
9.60 |
0.00 |
tar |
200.00 |
76.79 |
276.79 |
|
0.00 |
0.00 |
200.00 |
0.00 |
0.00 |
276.79 |
276.79 |
0.00 |
fuel |
318.00 |
122.09 |
440.09 |
159.00 |
61.05 |
61.05 |
|
0.00 |
0.00 |
501.14 |
501.14 |
0.00 |
Totals |
12028 |
4618.02 |
16646.02 |
10368.5 |
3980.88 |
3980.88 |
2700 |
0.03 |
0.03 |
20626.93 |
20626.93 |
0 |
Person |
c1 |
cd1 |
cr1 |
m1 |
md1 |
mr1 |
a1 |
ad1 |
ar1 |
d1 |
r1 |
os1 |
sinc |
3,000.00 |
1,151.82 |
4,151.82 |
1,500.00 |
575.91 |
575.91 |
0.00 |
0.00 |
0.00 |
4,727.73 |
4,727.73 |
0.00 |
cash |
20.00 |
7.68 |
27.68 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
27.68 |
27.68 |
0.00 |
pob |
80.00 |
30.72 |
110.72 |
0.00 |
0.00 |
0.00 |
80.00 |
0.00 |
0.00 |
110.72 |
110.72 |
0.00 |
aor |
200.00 |
76.79 |
276.79 |
10.00 |
3.84 |
3.84 |
0.00 |
0.00 |
0.00 |
280.63 |
280.63 |
0.00 |
gym |
23.00 |
8.83 |
31.83 |
23.00 |
8.83 |
8.83 |
0.00 |
0.00 |
0.00 |
40.66 |
40.66 |
0.00 |
park |
50.00 |
19.20 |
69.20 |
0.00 |
0.00 |
0.00 |
50.00 |
0.00 |
0.00 |
69.20 |
69.20 |
0.00 |
Totals |
3373 |
1295.04 |
4668.04 |
1533 |
588.58 |
588.58 |
130 |
0 |
0 |
5256.62 |
5256.62 |
0 |
O.7 Creating CEV Plus
Scheduled |
a1 |
ad1 |
ar1 |
d1 |
r1 |
os1 |
Last contract year |
40,000.00 |
0.01 |
0.00 |
0.01 |
0.01 |
0.00 |
Early |
c1 |
cd1 |
cr1 |
d1 |
r1 |
os1 |
1 round creation |
40,000.00 |
15,357.60 |
55,357.60 |
55,357.60 |
55,357.60 |
0.00 |
O.8 Repaying the Initial Cost with the program
O.8
Creating the Initial Deposit
Origination |
c1 |
cd1 |
cr1 |
d1 |
r1 |
os1 |
Initial Deposit |
2,000,000.00 |
767,879.95 |
2,767,879.95 |
2,767,879.95 |
2,767,879.95 |
0.00 |
Community Government
After & Future Life Theorem
|