Welcome! Please Log In: Definitions,
Hartsock.Foundation
A motor-vehicle becomes "self-funded" when
it is melded to an internal contract that pays the monthly payment and all
driving-costs with money placed in escrow when the vehicle is first
delivered to the owner/driver. The self-funding mechanism eliminates
the possibility of default or delinquency, the need / expense of credit
application / management, and culls-out $10,000's in expenses incurred by a
USA consumer-funded loan or lease contract.
STEPS:
A self-funding operation and its participants
(actors) are approved to indefinitely provide
the victims of the recent storms in
the Southeast and others with: late model, fully-equipped,
self-contained, insured and licensed mobile-living-vehicles
including car insurance, a garage, affidavit of residency to live in
a motor vehicle, PO Box, monthly fuel
allowance, parks pass, Planet Fitness, vehicle maintenance &
repairs, plus monthly social income and, a cash-collateral growth
account for funding of a permanent, land-based, private-home, farm
or business property in 18-24 months,
more... at absolutely no cost to them, government or anyone -
ever. CONCLUSIONS:
This example is based on average amounts
given in Calculator One below, which you may adjust after you
log-in. During the actual operation each vehicle-contract is calculated individually so the dynamic ledger will
produce a wider array of accurate, real-time statics.
CONCLUSION:
INPUT TABLES:
I.1 Actors Compensation Variables
I.2 Vehicle Cost Variables
I.3 Operation Gains Variables
I.4 Guarantor's Factors
I.5 Guarantor's Vehicle Deposits
I.6 Guarantor's Person Deposits
I.7 Average Payment Calculations
OUTPUT TABLES:
O.1 Operation Gains
| Rnd | Mo |
MLVs | OTD |
Acq | FValue (PS) |
Disc | LBSP |
Treasury | CEV's |
Op Net Worth |
| 1 | 1 |
125 | 125 |
5,000,000 | 15,000,000 |
1,950,000 | 13,050,000 |
13,050,000 | 5,000,000 |
18,050,000 |
| 2 | 2 |
326 | 451 |
13,050,000 | 39,150,000 |
5,089,500 | 34,060,500 |
34,060,500 | 18,050,000 |
52,110,500 |
| 3 | 3 |
852 | 1,303 |
34,060,500 | 102,181,500 |
13,283,595 | 88,897,905 |
88,897,905 | 52,110,500 |
141,008,405 |
| 4 | 4 |
2,222 | 3,525 |
88,897,905 | 266,693,715 |
34,670,183 | 232,023,532 |
232,023,532 | 141,008,405 |
373,031,937 |
| 5 | 5 |
5,801 | 9,326 |
232,023,532 | 696,070,596 |
90,489,177 | 605,581,419 |
605,581,419 | 373,031,937 |
978,613,356 |
| 6 | 6 |
15,140 | 24,465 |
605,581,419 | 1,816,744,256 |
236,176,753 | 1,580,567,503 |
1,580,567,503 | 978,613,356 |
2,559,180,858 |
| 7 | 7 |
39,514 | 63,980 |
1,580,567,503 | 4,741,702,508 |
616,421,326 | 4,125,281,182 |
4,125,281,182 | 2,559,180,858 |
6,684,462,040 |
| 8 | 8 |
103,132 | 167,112 |
4,125,281,182 | 12,375,843,546 |
1,608,859,661 | 10,766,983,885 |
10,766,983,885 | 6,684,462,040 |
17,451,445,925 |
| 9 | 9 |
269,175 | 436,286 |
10,766,983,885 | 32,300,951,655 |
4,199,123,715 | 28,101,827,940 |
28,101,827,940 | 17,451,445,925 |
45,553,273,865 |
| 10 | 10 |
702,546 | 1,138,832 |
28,101,827,940 | 84,305,483,819 |
10,959,712,897 | 73,345,770,923 |
73,345,770,923 | 45,553,273,865 |
118,899,044,788 |
| 11 | 11 |
1,833,644 | 2,972,476 |
73,345,770,923 | 220,037,312,769 |
28,604,850,660 | 191,432,462,109 |
191,432,462,109 | 118,899,044,788 |
310,331,506,897 |
| 12 | 12 |
4,785,812 | 7,758,288 |
191,432,462,109 | 574,297,386,327 |
74,658,660,222 | 499,638,726,104 |
499,638,726,104 | 310,331,506,897 |
809,970,233,001 |
O.2 Person Income
| Social Income |
|
|
|
| Round |
Months |
Amount |
OTD= |
| 1 |
1 |
1,500 |
1,500 |
| 2 |
2 |
1,500 |
3,000 |
| 3 |
3 |
1,500 |
4,500 |
| 4 |
4 |
1,500 |
6,000 |
| 5 |
5 |
1,500 |
7,500 |
| 6 |
6 |
1,500 |
9,000 |
| |
12 |
1,500 |
18,000 |
| Cash Collateral |
|
|
|
| Round |
Months |
|
Personal Balance |
| 12 |
12 |
|
16,834,112 |
O.3 Actors Income
| Round |
Months |
Position |
Count |
Income |
Units Delivered: |
|
|
12 |
All |
2,052,887 |
592,402,963,375 |
234,615,035 |
| Round |
Months |
Position |
Count |
Income |
Person |
| 12 |
12 |
Executive Producer |
1 |
5,865,375,875 |
|
| 12 |
12 |
VFLO Franchise |
1 |
17,596,127,625 |
|
| 12 |
12 |
Educators |
358,448 |
11,730,751,750 |
32,726 |
| 12 |
12 |
Research Analysts |
977,563 |
187,692,028,000 |
192,000 |
| 12 |
12 |
Senior Analysts |
97,757 |
35,192,255,250 |
359,997 |
| 12 |
12 |
Daily Operation Manager |
9,776 |
5,865,375,875 |
599,977 |
| 12 |
12 |
Delivery Agent |
977,563 |
117,307,517,500 |
120,000 |
| 12 |
12 |
Freight |
1 |
199,422,779,750 |
|
| 12 |
12 |
Principles Engineer |
1 |
0 |
|
| 12 |
12 |
Guarantor |
1 |
0 |
|
| 12 |
12 |
Comptroller |
1 |
5,865,375,875 |
|
| 12 |
12 |
Controller |
1 |
0 |
|
| 12 |
12 |
Trustee |
1 |
5,865,375,875 |
|
O.4 Lease-Backed-Securities Owners Gains
| Round |
Month |
Leases |
Price |
Value |
Gains |
Receipts |
| 1 |
1 |
125 |
13,050,000 |
15,000,000 |
1,950,000 |
1,250,000 |
| OTD= |
125 |
13,050,000 |
15,000,000 |
1,950,000 |
1,250,000 |
| 2 |
2 |
326 |
39,150,000 |
39,150,000 |
180,502,783,573 |
| OTD= |
451 |
13,050,000 |
54,150,000 |
41,100,000 |
180,504,033,573 |
| 3 |
3 |
1,629 |
235,229,405 |
260,640,000 |
25,410,595 |
22,050,000 |
| OTD= |
2,080 |
248,279,405 |
314,790,000 |
66,510,595 |
180,526,083,573 |
| 4 |
4 |
5,881 |
849,178,152 |
940,800,000 |
91,621,848 |
80,850,000 |
| OTD= |
7,961 |
1,097,457,557 |
1,255,590,000 |
158,132,443 |
180,606,933,573 |
| 5 |
5 |
21,229 |
3,065,533,129 |
3,396,640,000 |
331,106,871 |
293,150,000 |
| OTD= |
29,190 |
4,162,990,686 |
4,652,230,000 |
489,239,314 |
180,900,083,573 |
| 6 |
6 |
76,638 |
11,066,574,595 |
12,262,080,000 |
1,195,505,405 |
1,059,530,000 |
| OTD= |
105,829 |
15,229,565,281 |
16,914,310,000 |
1,684,744,719 |
181,959,613,573 |
| 7 |
7 |
276,664 |
39,950,334,289 |
44,266,240,000 |
4,315,905,711 |
3,826,180,000 |
| OTD= |
382,493 |
55,179,899,570 |
61,180,550,000 |
6,000,650,430 |
185,785,793,573 |
| 8 |
8 |
998,758 |
144,220,706,784 |
159,801,280,000 |
15,580,573,216 |
13,813,760,000 |
| OTD= |
1,381,252 |
199,400,606,354 |
220,981,830,000 |
21,581,223,646 |
199,599,553,573 |
| 9 |
9 |
3,605,518 |
520,636,751,490 |
576,882,720,000 |
56,245,968,510 |
49,868,940,000 |
| OTD= |
4,986,769 |
720,037,357,844 |
797,864,550,000 |
77,827,192,156 |
249,468,493,573 |
| 10 |
10 |
13,015,919 |
1,879,498,672,877 |
2,082,546,880,000 |
203,048,207,123 |
180,028,120,000 |
| OTD= |
18,002,688 |
2,599,536,030,721 |
2,880,411,430,000 |
280,875,399,279 |
429,496,613,573 |
| 11 |
11 |
46,987,467 |
6,784,990,209,087 |
7,517,994,560,000 |
733,004,350,913 |
649,902,790,000 |
| OTD= |
64,990,155 |
9,384,526,239,808 |
10,398,405,990,000 |
1,013,879,750,192 |
1,079,399,403,573 |
| 12 |
12 |
169,624,755 |
24,493,814,654,804 |
27,139,960,800,000 |
2,646,146,145,196 |
2,346,150,350,000 |
| OTD= |
234,614,910 |
33,878,340,894,612 |
37,538,366,790,000 |
3,660,025,895,388 |
3,425,549,753,573 |
O.5 Short-Cycle Securities-Backed-Loans Owners Gains
| Round |
Month |
sblu |
sblur |
Loans Total$ |
SBL$ |
ESP/S |
Payoff Mo |
SBL OTD |
| 1 |
0 |
0 |
0 |
6,919,699.87 |
3,991.06 |
28,832.08 |
1.00 |
3,991.06 |
| 1 |
1 |
125 |
451.25 |
1,357,351.25 |
2,821.94 |
5,655.63 |
1.00 |
6,813.00 |
O.6 Internal Deposit Itemization
| Vehicle |
c1 |
cd1 |
cr1 |
m1 |
md1 |
mr1 |
a1 |
ad1 |
ar1 |
d1 |
r1 |
os1 |
| mpmt |
10,000.00 |
3,839.40 |
13,839.40 |
10,000.00 |
3,839.40 |
3,839.40 |
|
0.00 |
0.00 |
17,678.80 |
17,678.80 |
0.00 |
| ins |
1,000.00 |
383.94 |
1,383.94 |
|
0.00 |
0.00 |
1,000.00 |
0.01 |
0.01 |
1,383.95 |
1,383.95 |
0.00 |
| gar |
260.00 |
99.82 |
359.82 |
130.00 |
49.91 |
49.91 |
|
0.00 |
0.00 |
409.73 |
409.73 |
0.00 |
| mar |
|
0.00 |
0.00 |
|
0.00 |
0.00 |
1,500.00 |
0.02 |
0.02 |
0.02 |
0.02 |
0.00 |
| vstat |
250.00 |
95.98 |
345.98 |
54.50 |
20.92 |
20.92 |
|
0.00 |
0.00 |
366.90 |
366.90 |
0.00 |
| ram |
|
0.00 |
0.00 |
25.00 |
9.60 |
9.60 |
|
0.00 |
0.00 |
9.60 |
9.60 |
0.00 |
| tar |
200.00 |
76.79 |
276.79 |
|
0.00 |
0.00 |
200.00 |
0.00 |
0.00 |
276.79 |
276.79 |
0.00 |
| fuel |
318.00 |
122.09 |
440.09 |
159.00 |
61.05 |
61.05 |
|
0.00 |
0.00 |
501.14 |
501.14 |
0.00 |
| Totals |
12028 |
4618.02 |
16646.02 |
10368.5 |
3980.88 |
3980.88 |
2700 |
0.03 |
0.03 |
20626.93 |
20626.93 |
0 |
| Person |
c1 |
cd1 |
cr1 |
m1 |
md1 |
mr1 |
a1 |
ad1 |
ar1 |
d1 |
r1 |
os1 |
| sinc |
3,000.00 |
1,151.82 |
4,151.82 |
1,500.00 |
575.91 |
575.91 |
0.00 |
0.00 |
0.00 |
4,727.73 |
4,727.73 |
0.00 |
| cash |
1,000.00 |
383.94 |
1,383.94 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
1,383.94 |
1,383.94 |
0.00 |
| pob |
80.00 |
30.72 |
110.72 |
0.00 |
0.00 |
0.00 |
80.00 |
0.00 |
0.00 |
110.72 |
110.72 |
0.00 |
| aor |
200.00 |
76.79 |
276.79 |
10.00 |
3.84 |
3.84 |
0.00 |
0.00 |
0.00 |
280.63 |
280.63 |
0.00 |
| gym |
23.00 |
8.83 |
31.83 |
23.00 |
8.83 |
8.83 |
0.00 |
0.00 |
0.00 |
40.66 |
40.66 |
0.00 |
| park |
50.00 |
19.20 |
69.20 |
0.00 |
0.00 |
0.00 |
50.00 |
0.00 |
0.00 |
69.20 |
69.20 |
0.00 |
| Totals |
4353 |
1671.3 |
6024.3 |
1533 |
588.58 |
588.58 |
130 |
0 |
0 |
6612.88 |
6612.88 |
0 |
O.7 Creating CEV Plus
| Scheduled |
a1 |
ad1 |
ar1 |
d1 |
r1 |
os1 |
| Last contract year |
40,000.00 |
0.01 |
0.00 |
0.01 |
0.01 |
0.00 |
| Early |
c1 |
cd1 |
cr1 |
d1 |
r1 |
os1 |
| 1 round creation |
40,000.00 |
15,357.60 |
55,357.60 |
55,357.60 |
55,357.60 |
0.00 |
O.8 Repaying the Initial Cost with the program
O.8
Creating the Initial Deposit
| Origination |
c1 |
cd1 |
cr1 |
d1 |
r1 |
os1 |
| Initial Deposit |
5,000,000.00 |
1,919,699.87 |
6,919,699.87 |
6,919,699.87 |
6,919,699.87 |
0.00 |
Community Government
After & Future Life Theorem
|